LexRegulator is the AI compliance agent that knows your institution specifically — your call-report data, enforcement history, peer standing, and policies — and scopes every answer to your exact charter and regulator. Cited to primary regulatory text, never paraphrased — powered by the LexRegPulse corpus.
Thousands of US banks. Millions in annual compliance spend per institution. A regulatory machine that never stops — and a talent pool that can't keep up.
Community and mid-size banks face wave after wave of regulatory swings. The state and federal landscape — AI, digital assets, fair lending, BSA — only intensifies.
An MRA that escalates can run six figures in remediation, legal, and examiner-management time. Most are preventable — if you catch them before the examiner does.
Senior examiners and regulatory counsel are scarce and expensive. Generic AI hallucinates. Copilots paraphrase rules into uselessness. Consultants don't scale and forget you between engagements.
The depth of a senior examiner, the live regulatory corpus, and your institution's own record — combined. Strip one layer and you're back to generic.
What examiners look for. How an enforcement action develops. The practitioner intuition no atom database replaces.
Every federal rule, state law, supervisory letter, and enforcement action — structured, versioned, atom-grade citations. Pre-calibrated to your charter and business model. You know the rule changed before your examiner does.
Charter, financial metrics, prior findings, open MRAs, uploaded policies, board minutes. Every recommendation cites your ratios, your manual section, your prior findings.
Eight modes that produce finished, examiner-grade work — readiness reports, MRA/MRIA responses, redlined policy, risk assessments, call-report reviews, and training built for your institution. Not chat: actual work product, every output cited to primary source.
First-day letters, document request lists, and risk-ranked readiness reports — with the observations and fixes that matter most, before the examiner arrives.
When a rule moves, Lex tells you what changed and what it means for your products and operations — not just that it changed.
Gap analysis against current rules, then redlines your policy in examiner-grade language — so the change closes inside your manual, not just your inbox.
Drafts and strengthens responses using a Condition–Criteria–Cause–Effect framework examiners recognize and grade well.
Concentration thresholds, cross-schedule discrepancies, and peer outliers — caught the way a supervisor would catch them.
Reviews new products before launch and delivers a detailed risk assessment against your specific regulatory framework.
Reviews your training program, provides input, and builds training tied to your institution — not a generic deck.
Chat, plan, and challenge across any regulatory topic. Lex routes across all eight modes as the question demands.
Our regulatory knowledge and your institution's data — compounding into answers no generic tool can give.
Regulatory text verbatim. Terms of art preserved. Atom-grade citations from the LexRegPulse corpus — and it refuses to cite a rule it can't quote.
Compounding context. Every document, conversation, and exam cycle sharpens Lex for your charter, asset tier, and activities. The longer it runs, the sharper it gets.
The right rulebook, not the whole one. Lex won't apply NYDFS Part 500 to a Utah national bank. Every answer is scoped to your charter, regulator, and activities.
Bottom line up front, one clear ask. Every observation traces to a defined source — finding, signal, obligation, peer enforcement, or a gap in your uploaded record.
Every output is scored against a five-signal quality rubric — including citation accuracy and factual consistency — before it reaches you. Quality is checked, not assumed.
Built for your institution. Purpose-built, source-anchored, isolated to your environment.
You're buying risk reduction. The platform is built so your third-party risk team — and your examiner — can sign off on it.
Independently audited controls for security, availability, and confidentiality.
Your own isolated cloud environment — own account, compute, database, and storage. Infrastructure-level isolation, never co-mingled.
Your documents and conversations are never used to train models. Deleted on request.
Default to a managed Anthropic key, or route inference through your own AWS Bedrock, Azure, or Vertex tenancy — prompts and content stay inside it. Switchable later.
Built by people who've sat on both sides of the exam table. Lex reasons the way a board expects, responds the way examiners grade, and operates the way compliance teams actually work.
The team is intentionally unnamed during private beta — the same discretion we extend to your institution's data, we extend to ourselves.
Pilots begin Q3 2026. Priority goes to community and mid-size banks under active examination pressure.
send Request Early AccessLexRegPulse is the daily regulatory intelligence layer behind Lex: every federal and state agency, the Federal Register, dockets, and enforcement actions — read overnight and synthesized by 6:00 AM ET. No noise, only the signal you need and what to do about it. Subscribe and judge the depth for yourself before you ever join the waitlist.
Piloting with institutions in Q3 2026. Limited spots. Priority given to community and mid-size banks under active examination pressure.
We'll be in touch before the Q3 2026 pilot begins. Built by a banking CEO — you'll hear from a person, not a sequence.
We never share your information, and there's no sales sequence — built by a banking CEO, you'll hear from a person.
Trouble with the form? Email admin@lexregpulse.com.